Monday, December 22, 2025

Entry-level finance jobs in NYC

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You are 100 percent willing to explore the wilderness of the financial world in New York City? Smart move. Even as all people are arguing about whether AI is going to colonize the world, Wall Street is still hiring humans who can convincingly answer why the market is doing whatever it can do to the world today in a chaotic manner.

Let me tell you something about entry-level finance jobs in NYC – they are not about getting a suit and making her believe you know what quantitative easing is. These positions are your ticket to a business that, regardless of all expectations to the contrary, continues printing money (literally, with Fed assistance).

The financial district of the city is not going to slow down in 2025. It is becoming more like that than your LinkedIn feed can keep up with. And guess what? That means opportunities. Lots of them.

What Actually Counts as Entry-Level in NYC Finance

Here’s the thing about entry-level finance jobs in NYC – it is not as rigid as you might think of the definition. These are the jobs, which usually demand between zero and two years of experience, and in some cases can be a fresh graduate who can demonstrate that he or she will not cause the company to crash its trading platform.

These are not the kinds of analyst jobs that you have in mind when your parents talk about you at dinner tables. The list of jobs in that landscape consists of financial analysts, junior traders, investment banking analysts, research associates, and even fintech jobs, which have never existed before and are 5 years old. Private equity? Venture capital? Wealth management? All hunting for talent.

The salary range? Most entry-level jobs are in the 60,000-90,000 range, and the commissions may even be comparable to your salary, should you find yourself at the right place at the right time. And tell me, and tell me, those hours everybody gripes about? They’re real. But the career path is so too.

Where to Actually Find These Jobs

Let’s get practical. The major hubs for entry-level finance jobs in NYC are pretty predictable but worth mapping out. The Financial District of Manhattan is, of course, the heavyweight of Manhattan – think Goldman Sachs, JPMorgan Chase, Morgan Stanley. These colleges continue to be the heart and soul of NYC finance.

However, here is what will change by 2025: Midtown will be as important too, particularly in and around Bryant park and Hudson Yards. The fintech boom signifies that you have firms like Robinhood, Stripe, and tens of startups that no one has ever heard of, but they are establishing their business anywhere the rent does not demand a kidney sale.

Brooklyn’s emerging too. Dumbo and Brooklyn Heights are becoming the target of boutique investment firms and hedge funds that desire the creative atmosphere and yet must be near enough to Manhattan to meet clients. Even Queens is not left behind, back-office tasks and analyst programs are established in Long Island City.

The boroughs have varying opportunity flavors to offer. New York has got the status and the ruthless competition. Brooklyn has the startups who are ready to gamble on unorthodox candidates. The Bronx and Queens? More working positions, although they are counted, and they pay.

Investment Banking Analyst Positions

Now, we can discuss the role that all people romanticize until the time they get to do so. The Marines of finance, the investment banking analyst jobs are prestigious, challenging and they will make you or break you within two years.

These jobs with companies such as Lazard, Evercore, or the bulge brackets will entail the development of financial models up to 3 AM, development of pitch books that clients will read for half a minute, and things about Excel shortcuts that you never wanted to know. The compensation begins with an approximate of around 100,000 base plus bonuses that may go as high as 200,000 and this all sounds very lovely until you compute your hourly salary.

But here’s why people still chase these entry-level finance jobs in NYC: the exit opportunities. Be two years an IB analyst and you have got the private equity firms, hedge funds and corporate development teams vying over you. It is much like earning a masters degree in finance, except that you are earning money rather than going into debt.

The process of recruiting is infamously organized. Target schools are used to recruit a year ahead most firms but with industriousness and networking possibilities exist all year round.

Financial Analyst Roles Across Industries

Now, if you want entry-level finance jobs in NYC without selling your soul to hundred-hour work weeks, it may be your game as a financial analyst in corporations. Such positions are present in literally any industry since any company requires someone who will make any sense out of its figures.

Such media businesses as ViacomCBS require analysts. Hudson yards technologically rich companies require analysts. The Garment District requires fashion brands to be supplied with analysts. Medical institutions must have analysts. The project entails forecasting, budgeting, variance analysis, and construction of dashboards that will be in fact utilized by the executives to make their decisions.

Initial wages range at 65000 to 80000, the working hours tend to be human (you can imagine 50 hours as opposed to 90) and you are learning business first hand. Admittedly, you will not get the same amount of exit opportunities that investing banking will provide, however, you will not be able to ask yourself whether your body can physically withstand one more all-nighter.

The jobs are usually visible on company websites directly and not the old fashioned financial recruitment channels. Your friend on LinkedIn, and literally cold-emailing finance managers in firms you might be interested in.

Trading and Sales Roles

Trading’s changed dramatically. Gone are the days of dudes in colored jackets screaming on a floor. Today’s entry-level finance jobs in NYC in trading involve staring at multiple screens, knowing algorithms, and making decisions within a split-second which may earn or lose millions.

The skill set is different in junior trader and sales and trading analyst roles in companies such as Citadel Securities, Jane Street, or even in the trading desk of large banks. You must have quantitative chops, you must be able to remain cool when the whole thing gets out of control, and, frankly speaking, you must have a personality that rises when the pressure is on, not collapses.

Competitive- base salary approximately in the range of $85,000 plus performance based bonuses and market specific bonuses. The hours are loaded in the front in market hours and prep time, therefore, you are rising at 5 AM, but could have evenings occasionally.

The path in? The competition to recruit to Target school is stiff, though personality and fit are also of high importance. In case you can prove that you will stay calm in turbulence, and you genuinely are interested in markets, you stand a chance.

Research Associate Opportunities

Where to go: Equity research is a place to be when you are fond of digging in companies and industries. Research associate jobs entail assisting the senior analysts in covering stocks- reading financial statements, models, writing reports and setting in effect becoming an expert in whatever field assigned to you.

These entry-level finance jobs in NYC at firms like Bernstein, Salaries in the range of 70,000 to 85,000 apply to Morgan Stanley Research or to the boutique research shops. The life is better than banking but yet demanding during earnings season when all the companies under your coverage report quarterly earnings at the same time.

The actual work? You are reading 10-Ks, listening to earnings calls, meeting with company management and attempting to determine whether or not a stock should be a buy, a sell or a hold. It involves intellectual inquisitiveness and the skill to write concisely, and this is a more uncommon skill in finance than you might imagine.

Recruitment usually occurs within the same methods as investment banking but there is more flexibility with those candidates that have gained industry knowledge working as an intern or having prior on-the-job-experience.

Wealth Management and Private Banking

On the one hand, it may seem to you that working with people is more attractive than working with spreadsheets all day, in that case, it may be your affinity. These positions in companies such as UBS, Merrill Lynch, or even small wealth management shops include the support of advisors dealing with the money of wealthy individuals.

You are getting exposed to portfolio building, meeting clients, learning about estate planning, and becoming a financial advisor in training. The entry level salary is usually between $55,000 and $75,000 with the prospects of creating your own book of business in the long run where the cash is.

The beautiful thing about these entry-level finance jobs in NYC? The working hours are decent, work and life balance is present, and you are acquiring skills that are transferable across the board. All the cities have the rich who require financial advice.

Entrance usually uses good interpersonal skills and in a few cases take the Series 7 and Series 66 examinations, but much of that will be paid by the company.

Fintech and Alternative Finance Roles

This is what is interesting in 2025. The fintech companies are in an eruption and they require finance individuals who are well versed in the conventional finance and technology. We are referring to positions in firms that develop payment infrastructure, crypto-exchanges, lending technologies, investment applications, and financial infrastructure that no one has ever heard existed.

Financial operations analyst, business analyst, or product analyst jobs at a startup such as Stripe, Plaid, or any other company that just raised a Series B is a position with salaries comparable to traditional finance ($70,000 to $95,000) but with equity that might actually become important to the company should it succeed.

The culture of the organization is different – more relaxed, less time-consuming, and sometimes more inclined to risk hiring candidates with unusual backgrounds. These entry-level finance jobs in NYC favor people who are adaptable, technologically inclined, and easy going.

This has to be sought outside the conventional job boards in finance. Check AngelList, follow NYC fintech news, meetups, and, frankly, direct applications, right through firm websites. The recruiting procedures are not usually as formal as large banks, which is to your benefit in case you are able to make an excellent narration.

Credit and Risk Analysis Positions

Any financial institution has to have individuals who are risk-obsessed. Credit analyst and risk analyst jobs entail determining whether to lend one money or not, stress testing portfolios and generally, the individual who says maybe we should not do that when everybody is getting excited.

These positions in banks, insurance companies or specialty finance companies pay $65,000-80,000 to begin. The intellectual part of the work is very challenging intellectually, you are building models, studying financial statements, how to go about regulatory requirements, and how to say no softly.

The working hours are quite normal, and these entry-level finance jobs in NYC build a skill set that’s incredibly valuable. Risk management will not disappear and those who know it very well will be writing their own ticket in later years of their career.

The recruitment is done via Campus channels and also in direct applications. The CFA Level 1 or steps towards the FRM (Financial Risk Manager) qualification can make you stand out.

Private Equity and Venture Capital

The truth of the matter is that it is hard to enter into the world of a private equity or a venture capital just after school. Majority of companies would prefer analysts who have served their investment banking period first. However, this is not impossible particularly in the venture capital segment where companies appreciate other backgrounds.

PE/VC jobs as junior associates or analysts entail investigation of investment opportunities, usage of support to portfolio companies and acquiring how to strategically use capital. The pay begins at approximately $90,000 to $110,000 with the potential in the future of the pay being the one that transforms your life provided that the investments bear fruit.

For entry-level finance jobs in NYC in this space, smaller funds and venture firms in nascent areas (climate tech, health tech, AI infrastructure) can be accessed more than mega-funds such as Blackstone or KKR. They are also frequently more interesting in case you are interested in working with companies that are creating new things.

The path in? Network relentlessly. Firms are associated with cold email. Participate in NYC Venture capital events. Demonstrate sincerity in whatever industry that the company is engaging in. And wait, this may not be your first in the finance business but your second or third job.

How to Actually Land These Roles

Okay, strategy time. Landing entry-level finance jobs in NYC in 2025 requires more than just submitting applications into the void. The rivalry is high, and the companies that are recruiting seek certain indications.

To start with, your resume must speak finance. You should be able to quantify it in case you had internships, do not say that you helped with analysis, but mention that you created financial models that project 50M of revenue in three situations. Take pertinent course work seriously. Learn to use Excel, Python, and SQL, as it is important. Go serious about the CFA Level 1.

Networking isn’t optional. Become a member of CFA Society of New York. Go to finance events. Take LinkedIn in your stride – network with analysts in target companies, take an interest in their posts, and do not directly request employment. Informational interviews do in fact work should you be sincere in your desire to learn instead of merely seeking referrals.

Tailor every application. Generic applications are rejected. Learn about the company, see what they are actually doing and why you want that job at that particular company. It is more time consuming, yet quality overrides quantity.

Visa sponsorship is actual but competitive to foreign candidates. Focus on larger organizations with higher likelihood of accommodating H-1Bs or look into positions on international banks with branches in US and NYC where your experience would be viewed as an asset and not a liability.

Resume Templates That Actually Work

Different entry-level finance jobs in NYC require different resume approaches, then we will subdivide this by type of role.

In the case of investment banking, resume focus must be on analytical skills, deal experience (or internship experience, or case study competition experience) and technical expertise. Just get educated, incorporate pertinent coursework in finance and accounting, emphasize on any internships with exposure to transactions and measure it all. One page, always.

In the case of corporate finance analyst, focus on business knowledge and interdepartmental operation. Such companies would like to have you know how businesses work not just in numbers. Add any leadership experience, internships that you had to work with various departments, and projects that you had to affect genuine business decisions.

The jobs of trading and sales include those in which you will be expected to make rapid decisions and to cope with pressure. Add competitive (sports, trading competitions, etc.), quantitative competencies, and any proven market interest. In case you have been a paper-trader or were successful in managing a personal portfolio, note it.

In the case of fintech, the mixture of traditional and technical skills is necessary. List programming languages, data analysis tools, any projects built in (link to Github projects in case you built anything finance-related), or startup or technology experience. Such corporations appreciate diversity.

The formatting? No imaginative layouts that will be confusing to applicant tracking systems. Clean and ATS-friendly. Standard fonts, clear headings, and points with strong action verbs at the beginning are to be used. Have several people check it out and then send it.

What the Timeline Actually Looks Like

Understanding recruiting timelines for entry-level finance jobs in NYC is crucial because missing windows means waiting another year in some cases.

Investment banking and consulting Investment banks and consulting firms do recruit early-on in large numbers – consider working when in summer before your senior year before a job opens in a year. In case you fail to do that cycle, off-cycle recruiting occurs all through the year but is more random and competitive.

Corporate finance positions recruit on a more regular basis. Firms hire analysts on an on demand basis and thus you can apply and interview during the spring to come to work in summer or during the fall to work in winter. This is more flexible among individuals who do not follow the conventional academic schedules.

Summer positions are usually sought in the fall into trading and research positions. Applications are made in August and September, interviews occur in October and November and offers are made in December. It is organized and not as crazy-early as banking.

Fintech and startups? Whenever they need people. Could be any month. Be vigilant, monitor often and capable of acting swiftly since their procedures are usually pressed.

Time is not a concern to career switchers or individuals who are already employed. You are playing in a new pool where it is your experience and story that counts, other than making you fit inside a structured timeline.

The Real Deal on Compensation and Lifestyle

Let’s talk money and hours because that’s what everyone actually wants to know about entry-level finance jobs in NYC.

The base salary of investment banking analysts is approximately 100,000 dollars with bonuses of 50,000 to 100,000 dollars but they have 80-100 hour work weeks. The sales and trading positions have a base of $85,000 to 100,000 plus performance related bonuses and a little better working hours. Corporate finance analysts make between 65, 000 to 85, 000 when working 50-60 hours a week. Wealth management will then begin with lower end of 55,000 to 75,000 but with improved lifestyle and earning prospects in the long run. The range of fintech is between 70,000 to 95,000 to worthless or life-changing equity.

The differences in the way of life are enormous. Banking is giving up your twenties to your thirties. Corporate finance implies comparatively normal life. trading: long days and may be evenings. Wealth management implies working with customers and relationship.

NYC cost of living is brutal. That hundred thousand dollar paycheck will be fantastic until you realize you are spending $2500 on a studio apartment and another hundred and fifty on a Metrocard. Plan how to spend money, take into account roommates, and keep in mind that the money loss is temporary when you are clever in terms of career development.

Your Next Steps

Here’s your action plan for landing entry-level finance jobs in NYC in 2025.

Clean up LinkedIn on a case basis. Hunting Photo, enticing title, experience more details and begin to build your network. Follow companies of interest, comment on posts written by people in the companies you would like to work, and make occasional posts on financial subjects of interest.

Develop technical expertise. The knowledge of Excel is not negotiable. Simple financial modeling: Take free YouTube classes or Wall Street Prep. Pick up SQL and Python basics. These are some of the skills that are table stakes.

Begin acting strategically. Prepare a target list of 30-50 companies of various fields. Research each one. Make your applications personal. Use company websites where it is feasible, not only by using job boards where the application is lost in black holes.

Use all the contacts you are able to. Make everybody you know aware that you are seeking finance positions in NYC. Friends, family, professors, alumni networks, strangers that you encounter at events. The majority of jobs are occupied by referral, hence cease to hesitate in making requests.

Think of geographic flexibility at first. You cannot crack NYC immediately, see if you can start in regional offices or any other financial center and then move over after gaining experience and proving yourself.

Finance business in New York is not reducing; it is only changing. The chances are available to those who are ready to hustle, constantly learn, and adjust to the changing the industry. You have your entry point, whether that is pursuing investment banking glory, advancing the wealth management relationships, or assisting the fintech businesses to reinvent financial services.

Now stop reading about entry-level finance jobs in NYC and start applying for them. The competition’s already working while you’re still planning. Time to move.

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